Last Updated: March 2, 2016
This Policy applies to any individual or entity (“you”, “your”, or “User”) who accepts this Policy. This Policy is designed to inform you of the types of information we collect from users, how we use that information, and the circumstances under which we will share it with third parties when users utilize the products and services (collectively, the "Services"). This Policy pertains to information collected only directly through the Website and does not apply to personal information collected from offline resources and communications (for instance, if you send us a postal letter or call us).
By using the Website, you consent to the collection and use of your personal information by Vosaic.
To ensure accuracy and security, we review and update this Policy from time to time as needed, without notice. If any such changes or modifications are made, we will update the “Last Revised” date appearing at the top of this web page. Such changes or modifications shall be effective immediately upon posting to the Website, and supersede any prior versions of this Policy. Therefore, you should review the terms of this Policy periodically to make sure that you are aware of how we collect and use personal information.
No statements, claims or representations made by us or Nelnet will be binding upon us or Nelnet, or their agents, contractor’s subscribers, or persons making submissions to the Website.
The information contained in the Website has been prepared for general information. It is not intended that the information be relied upon by any recipient. We do not give any warranty as to the accuracy, reliability, or completeness of the information and accept no responsibility for updating or correcting any part of the information.
Vosaic, Nelnet, and their directors, employees, and consultants do not accept any liability for any error, omission, or misrepresentation in relation to the information. Nor do they accept any loss, damage, cost, or expense incurred by any person whatsoever arising out of or relating to the information on the Website.
We, and/or our third-party advertising or technology vendors, may collect Non-Personally Identifiable Information using various tracking technologies described in this Policy. Non-Personally Identifiable Information is anonymous and includes information such as IP address, web pages which have been viewed, location, search queries that have been submitted, date and time, domain type, and responses by a visitor to an advertisement and content delivered by us or a third party advertising or technology vendor. We may use different types of technologies to collect this type of information, including cookies and web beacons (1×1 pixels). Additionally, when requesting further information on the Website, we may collect additional Non-Personally Identifiable Information about the individual. Examples of Non-Personally Identifiable Information that may be requested include geographic location. None of this Non-Personally Identifiable Information, by itself, or together with other Non-Personally Identifiable Information, can by its nature be matched with a specific individual.
Personally Identifiable Information, as used in this Policy, means any information or set of information that identifies a specific individual, and may be collected, for example, when users request more information or contribute to a chat, or in any other way submit personal information to us via the Website. Examples of Personally Identifiable Information that may be requested include your first and last name, email address, company name, and phone number(s). We collect this information on the Website to provide you with information in the form of e-mails, to allow you to request information from us, and otherwise correspond with you about our Services. You can choose not to provide your Personally Identifiable Information by electing not to complete a form. By providing your personal information, you acknowledge and consent to our use of your Personally Identifiable Information in accordance with this Policy.
We automatically collect certain Non-Personally Identifiable Information on the Website through cookies, web beacons, log files, and other common website data collection techniques.
When you enter the Website, we will identify the Internet Protocol (IP) address of your computer or handheld device. The IP address does not identify you personally, but it lets us identify the device you are using. We store IP addresses in case we need to track a connection for security purposes. We may also collect information about the device you are using to access Administrator Services, including what type of device it is, what operating system you are using, device settings, unique device identifiers, geo-location data, and crash data. Whether we collect some or all of this information often depends on what type of device you are using and its settings. Check the policies of your device manufacturer or software provider to learn more about what information your device makes available to us.
The Website may place “cookies” on a visitor’s computer. Cookies are small text files. Our cookies save anonymized (e.g. Non-Personally Identifiable) data about individual visitors, allowing the website to recognize information about a visitor and help deliver personalized content and other services and functions. The Website may use both session cookies, which terminate when a User closes his or her browser, and persistent cookies, which remain on the User’s computer until they expire or are manually deleted. A cookie does not retrieve any other data from your hard drive.
The Website may also contain coding from our third party business and technology partners, which generate third-party cookies. Third-party cookies allow these third party business and technology partners to store Non-Personally Identifiable Information, which is accessible when you visit the Website or other third party website. We do not control use of these cookies.
Most browsers allow you to control cookies, including whether or not to accept them, and provide the ability to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are using the Website, or otherwise stop certain features on the Website from functioning. Blocking cookies does stop all tracking activities described in this Policy.
Our Website contain coding known as Web Beacons that use 1×1 pixel images to capture and transmit the online activity of users on the Website. These Web Beacons typically transmit information about the completion of forms on the Website and other website activities in order to measure advertising effectiveness and/or store analytics information. In addition, we may use Web Beacons in HTML-based emails. This use allows us to evaluate the effectiveness of our email communications and our marketing campaigns by showing how many emails recipients open.
Like most website, our servers utilize log files. Log files store information including internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. Log files are used to analyze trends, administer the Website, track Users’ movement in the aggregate, and gather broad demographic information for aggregate use. We use log file information at times to help identify you as you browse and to gather broad technical and demographic information on who uses our Website.
Do Not Track is a feature in your web browser, which enables you to opt-out of the third party tracking of your online activities over time and across third party websites. We do not process or comply with any web browser’s “do not track” signal or other similar mechanism that indicates a request to disable online tracking of individual users who visit the Website or use our Services. Third parties cannot collect any Personally Identifiable Information from the Website unless you provide it to them directly.
In addition to the information collected automatically, we also collect information that you provide to us when you request information about Vosaic, when you register for a webinar, when you download content from our Website or when you take any other action to otherwise voluntarily provide information about yourself or your company. Our information request pages require users to provide us with contact information (name, phone number, email address, etc.).
From time to time, we may post customer testimonials/comments/reviews on the Website, which may contain Personally Identifiable Information. If the testimonial will include the User's name or information identifying the company, we do obtain the customer’s consent via email prior to posting the testimonial.
The information you provide to us and automatically-collected information (both Personally and Non-Personally Identifiable Information) is used to provide a number of different functions and services on the Website and to provide an enhanced online experience for users. We collect information so we can identify you as our customer, to establish to offer you Services you might be interested in, to personalize and improve upon your experience with us, and to comply with various legal and regulatory requirements.
Third-party advertising companies may also be utilized by us to target display advertising to you once you leave the Website. These companies may use Non-Personally Identifiable Information about your visits to the Website in order to provide advertisements about goods and services that may be of interest to you. It is solely your obligation to review and understand the privacy practices and policies of these advertisers and their associated third parties. These advertisers and their associated third parties are independent entities over which we exercise no control. We are not responsible for, and will not be liable for, their conduct, actions, omissions, or information handling or dissemination practices. If you wish to not have this information used for the purpose of serving you targeted ads, you may opt-out by clicking here. Please note this does not opt you out of being served advertising. You will continue to receive generic ads.
We do not sell, trade or transfer user information to third parties, except under the circumstances described below, or as otherwise provided in this Policy, or required or permitted by law. You may separately agree to provide your personal information to third parties that provide content for us, in order to use their products and/or services. If you agree to provide information to these third parties, then your personal information will be subject to their privacy policies. If you decide that we should not use your personal user information to contact you, please inform us of your decision by using the information in the contact us page, and we will not use that information for such purpose.
In addition to the uses described above, sometimes the law or other circumstances require that we disclose Personally Identifiable Information about you to nonaffiliated third parties. Some examples are the following:
By providing your email address through the Website, you consent that we may send email to you regarding our Services. You can choose to opt out of receiving email communications from us by selecting to opt out by following the unsubscribe instructions in the email communication you receive from us or by contacting us directly using the information in the "Contact Us" section, below.
In accordance with this Policy, we may have shared your email address with third parties. When that occurs, we no longer have direct control over the use of such information, and your rights regarding such use will be governed by such third party's policies. You will have to contact them directly with any email opt-out request.
We have implemented reasonable and appropriate physical, procedural, and electronic safeguards to protect your information from unauthorized access and improper use. We review our security procedures on a regular basis to consider new or updated and appropriate technology and methods. Please be aware, however, that no method of transmission of information over the Internet, or method of electronic storage of information, is 100% secure. Therefore, while we strive to use reasonable and appropriate means to protect your information, we cannot guarantee its absolute security. If you have any questions about security on our Website, you can send email us using the information provided in the "Contact Us" section, below.
The Website are not directed to children under 13. We do not knowingly collect, maintain, or use information from children under age 13. If a parent or guardian becomes aware that his or her child has provided us with Personally Identifiable Information without their consent, he or she should contact us using the information in the "Contact Us" section, below. If we confirm we have collected such information, we will take all reasonable measures to delete that information from our system as soon as possible.
While the Website provide links to other website, this Policy applies only to our Website. It does not apply to your use of any other website (whether or not operated by us), including any website to which we provide links or website of our business partners. Even if the third party is affiliated with Vosaic and/or Nelnet through a business partnership or otherwise, we are not responsible for the privacy policies or practices or the content of such external links. Your browsing and interaction on any third party website or service are subject to that third party's own rules and policies. We are not responsible for, and will not be liable for such third parties' conduct, actions, omissions, or information handling or dissemination practices. These links are provided to you for convenience purposes only and you access them at your own risk.
151 N. 8th Street, Suite 520
Lincoln, NE 68508